Industry News
The new power "eleven" ningbo market clinchs a deal was increased six times over the same period last year
As of 9 PM last night, on October 1 to 7, urban commodity residential house contract volume for 263 sets, with 37 set volume gained 6.1 times that of the same period last year.This is also since 2011, the volume of the largest "11" golden week.
At the end of the first day, the market highly focus on mortgage policy adjustment has been clear, the first suite that relaxed.The individual Banks has made it clear that post-holiday will formally mortgages New Deal execution.
Sales at 11 PM is still with the checking
Yesterday afternoon, a property sales site downtown.The reporter sees, floor car parked outside;More than a dozen people in the hall is around sand table, home buyers consultant explained;Aside in receive a visitor area, there are also many citizens are consulting.
During the National Day this year, the housing market visitors.
"We are the end of September launched a second phase of small high-rise housing, these days, every day is a lot of visiting customers, place an order of many, have done. Some of the"A staff told reporters at the scene.
And a river not far away from the building core hardcover housing project, sales staff was busy greeting one viewer.A real estate consultant, said three days before the holiday, in particular, wave after wave of citizens to see room."Every day more than 100 groups of customers, 30 for a salesman to busy to 11 PM every day."
Many people choose in holiday shopping complex, others have to sell."Transparent nets in the housing" daily record, according to data as of 9 PM last night, in the National Day for seven days, the city commodity housing contract volume for 263 sets;And in the same period last year to clinch a deal the only 37 sets.This is also the biggest volume in four years "11" golden week.
From the point of that month sales ranking, the top seven items, the sales volume are reached double digits, and the highest is jiangdong core type a is aimed at improving customer projects, clinch a deal a total of 29 sets.And in the same period last year, sales of building basic is given priority to with suburban just needs to offer, for the record but five or six sets of quantities.
New order to see the tenant
"11" during the holidays, in the major sales offices many visitors is "improvement".Around 11 o 'clock in the morning, the day before yesterday the citizens ms xue is the eastern new town a floor about housing.Nearly period of time, she in jiangdong, east new town, yinfeng areas such as building house, want to choose a set of about 130 square meters of house."But still have to look after the Banks mortgage policy."
Ms xue said mortgage policy, namely, "11" on the eve of the people's bank of China, the China banking regulatory commission issued the first suite of new standards.According to the new standard, to borrow money to buy the first set of ordinary family housing, loans at 30% down payments, loan interest rate lower limit for loan datum interest rate 0.7 times.For the families of the 1 suite and settlement of mortgage, refinancing purchase ordinary commodity housing, banking financial institutions to perform the first suite loan policy.
"A 130 - square - meter house, calculated at 14000 yuan/square meters, nearly 1.1 million yuan, a sixty percent down payment too much for sure."Ms xue said.She tells a reporter, she now live house had closed mortgage, although have change big suite, but under the standards of "the first suite", before she can only wait and see.If post-holiday ningbo Banks implement the New Deal, for she was a real housing demand, the attraction is very big still.
The first suite that relaxation is the trend of The Times
In the holiday house group, there are "afraid mart rates".The relevant person in charge of a local real estate sales enterprise analysis, "restricted" let go, after the market volume rose obviously.And after loan policy adjustments, as can buy group increases, buyers worry that developers "low mileage" strategy will change, after prices will increase.
Banks learn from reporters yesterday that "the first suite that easing" is the trend of The Times, are now in the patience to wait for head office conditions.Individual Banks have made it clear to property developers and real estate agents will be immediately released detailed rules of formal mortgages New Deal execution.
In the face of "the central bank to relax credit limited, house price or will rise" market speculation, bankers say: loose limit of credit, is not enough to bring changes in the prices.According to reporter understanding, in the aspect of development loans, for the sake of the current risk, bank limit is still not small.
"Right now, the bank still generally favor the developer of the national and local developers credibility good level, the developers of funds is relatively loose, the price of the new push even drew its answer is not surprising that, for some strength relatively weak small developers, it could cause the urgent request of money collecting to borrow the New Deal in relative preferential prices in return for more substantial sales."A bank GeDai sector analysts said.
In vacation to see the crowd, most people are rational.Citizens Mr Chai also recently in the house, and had put down a deposit on a suite.In his view, although the central bank introduced a policy, but the Banks how to perform is not clear.Conform to the provisions of the "second homes" thirty percent down, interest rate 7 fold is the lowest standard, actually may not be the bottom."Under the deposit, just really have the housing demand, and the price I also is accepted."
There are real estate industry close to the bank credit department, said the bank to carry out the "first suite that" is not difficult, the buyers, especially the attraction of "improvement" is also very big.Considering the cost of capital, at the end of the loan amount is generally nervous, 7 discount rates would be difficult to implement.However, 8.5 fold, preferential discount loan interest rates may be multiplied.
Analysis YongCheng market movements in the fourth quarter of this year, many in the industry, under the inventory is still high, house prices in May."Transparent sales network" shows that as of yesterday afternoon at 4:30, urban housing available in residential 48867 sets.According to the first nine months this year have 2000 sets of sales speed, at the moment of destocking process needs two years.And then, there are more than a dozen buildings is expected to open in October or push houses.
"Whether for sales, or withdrawal of funds, enterprise, especially the brand enterprise, in the fourth quarter will be taking advantage of this wave of market, adopt effective way competing for the limited buyers."Have a real estate agency relevant responsible person, "to the price change amount" or will continue to, after all the buyers is sensitive to prices.Of course "to the price change amount" does not rule out early to obtain good effect of real estate, in can be the source of the few in the housing situation, may have to raise prices.

